I consider myself pretty savvy when it comes to investments. I’m really into the stock market and this year, I made over half of my salary in gains, which amounted to around $40,000 on top of my $80,000 salary. I started with about $30,000 from last year’s stock investments. Realizing that achieving over 100% gains in real estate like I did in the market this year will be quite challenging, I’ve been eyeing real estate as a way to eventually break free from my 9-5 job and be my own boss, something I value a lot right now over percentage gains. My partner is totally on board with this plan, and we’re ready to pool our resources. Together, we’ve saved up around $130,000, with most of it coming from me. A significant portion, about $30,000, is in retirement accounts, and I’d prefer not to touch that for real estate investments. My partner earns about $75,000 at her job. I’m curious to hear your thoughts on whether this amount is sufficient to start investing in small multifamily properties or if it would be wiser to save up more first. If saving more is the way to go, what would be a good target to aim for?